This era is filled with technologies consisting of QR code payment app in the financial sector. The bill payment sector in India has undergone a massive change in the last few years. What once was thought to be a cumbersome process to pay bills with long never-ending queues and chaotic counters has been now replaced by digital payment solutions through mobile apps and online web. All the billers, aggregators, Operating units, banks, agent institutions, and customers are now under the same umbrella through the Bharat Bill Payment System which is driven by the NPCI( national payment corporation of India).
XIPHIAS XPay Life Pvt Ltd is Bangalore based successful bill payment service provider with a plethora of services like mobile application, website, bill payment kiosk, POS machines, and Mobile Vans. The mobile application which is adaptable with both Android and iOS devices are successfully supporting the ubiquitous factor needed for the customers. The online website is user-friendly and provides navigation and easy-to-follow directions that streamlining the bill payment process and also built on the most secure technology of blockchain apepdcl online bill payment can be successfully paid using the application and website.
According to the Google BCG report, a major chunk, 80% of rural India extremely depends on the cash transaction for completing any financial transaction. Hence the smartphones and other online bill payment options seem overwhelming and cumbersome to the rural mass. Even though according to the Government initiative of Saubhagya Yojna, the government is supplying continuous electricity to even the remotest villages but bill collection is a problem hence the bill payment kiosk is accepting cash as a digital payment mode. Hence becoming a digital solution. Tata Docomo postpaid Bill Payment can be used to pay any postpaid and prepaid bills related to the respective telecom provider.
The XPay Life PoS machines also facilitate sun direct recharge through the merchants and XPay.Life agents. These people can carry POS machines and aid in door-to-door bill collection or a bill payment can be processed by the khirana store owner as well. Any bill payment can be made through the POS machines with payment modes using the cash( handing it to the POS machine operator, credit/debit cards)and receiving the remaining cash through the operators itself.
Also, Mobile Vans are strategically deployed in the remote villages to include them in the digital arena by installing the bill payment kiosk in the van along with mini-ATMs and a vending machine. These vans will circulate the villages when the footfall is high, for eg during the village markets, fares and other places when people will gather. The vending machines dispense free sanitary pads and condoms after each transaction and provide coins for payment. water bill online and offline can be facilitated by XPay Life.
For those people, who most of the time stay at home, and also do not have much interest in the online services, television is the most favorite entertainment medium for them. Taking this interest of people into account, XPay.Life renders the service of DTH recharge through which the recharge can be done effortlessly in a jiffy.